Binoy Gupta

Dr. Binoy Gupta is a distinguished retired Chief Commissioner of Income Tax in India, holding advanced degrees in law including LLB, ML, and PhD. Known for his dedication to consumer rights, he practices law in the Consumer Forum in Mumbai, where he actively works to protect and inform consumers through the Consumer Forum Help organization. In addition to his legal practice, Dr. Gupta is an accomplished author, having written several notable books. His bibliography includes titles such as: "Hanged: What If He Was Innocent?" "Law of Transgender Rights in India" "Drug Lords of the World" Dr. Gupta's career is marked by his commitment to legal education, consumer advocacy, and public service. He shares his extensive experience and knowledge through his writings, reflecting his deep engagement with social and legal issues.

Strict Adherence to Contract Terms Decides Insurer’s Responsibility, No Exceptions Permitted: NCDRC

The National Consumer Disputes Redressal Commission, guided by AVM J. Rajendra, has emphasized the importance of strict adherence to insurance contract terms, allowing no deviations. Case Background:   A policyholder bought a LIC Jivan Anand With Profits (With Accident Benefit) policy from an insurance company, with a coverage of Rs.2,00,00. After completing all necessary paperwork…

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NCDRC: Railway Guideline Ambiguities Should Favor Passengers’ Benefit Of Doubt

The National Consumer Disputes Redressal Commission, led by Dr. Inder Jit Singh, recently ruled against the Eastern Railways for failing to provide adequate service. The case revolved around a passenger who was treated as ticketless due to the railway’s ambiguous guidelines. The passenger, Asish Kumar Paul, claimed that he was unfairly treated by railway personnel…

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Title: United India Insurance Held Accountable by NCDRC for Service Shortfall Linked to Insurance Claim Denial on Grounds of Policy Uncertainty

The National Consumer Disputes Redressal Commission, led by Dr. Inder Jit Singh, has given a ruling emphasising that insurance policies must be interpreted in a manner that aligns with the insured’s reasonable expectations. In this case, the wife of a deceased loan holder appealed for the settlement of an insured amount. The husband had taken…

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NCDRC Rules: Evidence Admitted Without A Written Statement Mirrors Late Response Permission

In a recent ruling, the National Consumer Disputes Redressal Commission, led by Dr. Inder Jit Singh, established that no evidence can be accepted without a written statement filed within 45 days. Moreover, it was determined that parties can’t use previous judgments for their benefit if those judgments were pronounced after the original complaint was filed….

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NCDRC: Public Auction Transactions Don’t Create a Consumer-Service Provider Relationship

Recently, the National Consumer Disputes Redressal Commission, presided over by AVM J. Rajendra, delivered an important verdict. They declared that an individual who buys goods at a public auction doesn’t fall under the category of a consumer, and accordingly, the entity conducting the auction cannot be considered a service provider. The backdrop of this ruling…

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Star Health & Allied Insurance Co. Held Accountable for Unforeseen Illness Claims Not Explicitly Excluded in Policy by Karur District Commission

Order Date: 13th May 2024 Order Name: S. Sridevi and Anr. vs The Manager, Star Health and Allied Insurance Co. Ltd. and Anr. Case No.: Consumer Complaint No. 35/2023 The District Consumer Disputes Redressal Commission in Karur, Tamil Nadu, consisting of N. Pari (President) and A.S. Rathinasamy (Member), ruled in favor of a policyholder against…

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Britania and Its Vendor Held Accountable by Thrissur District Commission for Selling Underweight Biscuit Packs

Title: Consumer Forum Holds Britania and Bakery Liable for Selling Underweight Biscuits Order: CC 191/20 filed on 03/03/2020 by District Consumer Disputes Redressal Commission, Thrissur, Kerala. The District Consumer Disputes Redressal Commission in Thrissur, Kerala has declared Britania Industries and Chukkiri Royal Bakery accountable for selling biscuit packets lighter than the weight advertised. This verdict…

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