NCDRC Advocates for a Holistic Interpretation of Insurance Policies Benefiting the Policyholder

Case Title: Life Insurance Corporation Of India Vs. Brijendra Kumar Tyagi Case Number: F. A. No. 888/2021 The National Consumer Disputes Redressal Commission, presided over by Dr. Inder Jit Singh, ruled against an appeal made by Life Insurance. The commission emphasized that the interpretation of insurance policies should favor the policyholder and their beneficiaries. The…

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NCDRC Asserts the Necessity of Quantification in Insurance, Even for Non-Admissible Claims

Case Title: National Insurance Co. Ltd Vs. Meghana (Bio-Tech) Tissue Culture Nursery Case Number: F.A. No. 39/2018 The National Consumer Disputes Redressal Commission, headed by Mr. Subhash Chandra and Dr. Sadhna Shanker, recently made a ruling concerning insurance claims. They clarified that the job of surveyors in the insurance industry is to quantify a loss…

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NCDRC: Builder’s Responsibility for Late Possession Ceases with Legitimate Possession Proposal

Mohan Khanna Vs. Jai Prakash Associate Ltd. Case Number: M. A. No. 209/2024 In a recent ruling, the National Consumer Disputes Redressal Commission, led by Mr. Subhash Chandra, stated that a builder is not obligated to compensate for late delivery beyond the actual possession offer date. The case got initiated when the complainant, who had…

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Failed Therapy or Varied Views Doesn’t Necessarily Mean Medical Malpractice: NCDRC

Order Name: Jagdish K Sharma Vs. Medanta, The Medicity Case No.: C.C. No. 1934/2018 The recent verdict made by the National Consumer Disputes Redressal Commission, under the supervision of Mr. Binoy Kumar, has absolved Medanta Hospital of any negligence charges. The commission stated that an unfortunate treatment result or a difference in professional perception does…

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NCDRC Finds Insurer’s Non-Disclosure of Exclusion Clause Renders It Invalid

Case Title: Bajaj Allianz Life Insurance Co. Ltd Vs. Bharti Mahaveer Jain Case Number: F.A. No. 614/2020 In a recent ruling, the National Consumer Disputes Redressal Commission, led by Subhash Chandra and Sadhna Shanker, stated that if an insurer does not clearly explain the exclusion clause to the policyholder, the clause cannot be enforced. Here’s…

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Insurer’s Agent Should Be Viewed as the Employer, Mandating the Safeguarding of the Life Assured’s Interests: NCDRC

Order Name: Life Insurance Corporation Of India Vs. Pittala Pochamma Case No.: R. P. No. 1058/2017 The National Consumer Disputes Redressal Commission, led by Justice Sudip Ahluwalia, recently made a decision that implicates both the Life India Corporation and the employer of an insured individual. They were found deficient in service as they denied an…

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Insurance Grievances Must Be Registered Within Designated Period; Mere Letters Can’t Extend Limitation Term: NCDRC

Case Title: M/S. Yash Agencies Vs. New India Assurance Co. Ltd. & Anr Case Number: F. A. No. 1130/2016 The National Consumer Disputes Redressal Commission (NCDRC), overseen by Mr. Subhash Chandra and Dr. Sadhna Shanker, has dismissed an appeal against New India Assurance. The NCDRC ruled that insurance claims must be lodged within the specified…

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