Strict Adherence to Contract Terms Decides Insurer’s Responsibility, No Exceptions Permitted: NCDRC

The National Consumer Disputes Redressal Commission, guided by AVM J. Rajendra, has emphasized the importance of strict adherence to insurance contract terms, allowing no deviations. Case Background:   A policyholder bought a LIC Jivan Anand With Profits (With Accident Benefit) policy from an insurance company, with a coverage of Rs.2,00,00. After completing all necessary paperwork…

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NCDRC States That Supposed Delays By Assessor/Insurance Provider Can’t Justify Repudiation Rejection

Order Name: Sanjay Foods India Pvt. Ltd. Vs. United India Insurance Company Limited Case No.: F.A. No. 834/2015 The National Commission for Consumer Disputes, headed by Mr. Subhash Chandra and Dr. Sadhna Shanker, recently ruled that an insurance claim can’t be dismissed solely due to alleged delays by the insurance surveyor or the insurer themselves….

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Shimla Consumer Commission Directs Refund and Compensation for Punctured Nike Shoe Sole

Case Title: Nek Ram Shyam vs. Nike Showroom Recently, the Shimla District Consumer Disputes Redressal Commission, led by Dr. Baldev Singh and Mr. Jagdev Singh Raitka, came to a decision in a case involving a Nike Showroom. The consumer complaint revolved around a pair of shoes that developed a manufacturing defect within the warranty period….

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25 flat buyers kept hanging by builder for 22 yrs – get justice in two years

  The Consumer Forums are taking a much needed tough stand against erring builders who think they are above the law and are resorting to all kinds of unfair and illegal practices…   Swati Deshpande| TNN | Updated: Sep 23, 2016, 08.08 AM IST     MUMBAI: The Maharashtra  State Consumer Commission has come to the…

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Bharati Life Insurance Found Responsible by NCDRC for Service Deficiency Due to Incorrect Claim Denial

Order Name: Bharti Axa Life Insurance Co. Ltd. & Anr Vs. Madhu Mishra & 3 Ors. Case No.: F.A. No. 291/2022 The National Consumer Disputes Redressal Commission, led by Mr. Subhash Chandra and Dr. Sadhna Shanker, recently ruled that insurance companies cannot reject a claim without valid documentary evidence to support their decision. Summary of…

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Late Notification to Insurer Acceptable, FIR Must Be Filed Immediately in Vehicle Theft: NCDRC

Order Date: 02.07.2024 Order Name: National Insurance Co. Ltd. vs Md. Sallauddin Case No.: Revision Petition No. 803 of 2020 The National Consumer Disputes Redressal Commission (NCDRC), led by Presiding Member Binoy Kumar, recently allowed a revision petition from National Insurance Co. Ltd. The case centered on the failure of the policyholder to promptly report…

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