NCDRC: Alternative Insurance Claim Basis is Justified if Both Parties Breach

Order Name: Kuljit Kaur Vs. Cholamandlam Ms. General Insurance Co. Ltd Case No.: R.P. No. 925/2019 The National Consumer Disputes Redressal Commission (NCDRC), led by AVM J. Rajendra, recently ruled that an insurance claim can be justified on a non-standard basis if both parties have breached their contractual obligations. Brief Facts of the Case The…

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New Delhi District Commission Rules Passengers Must Ensure Own Baggage Safety on Trains Unless Railway’s Fault is Demonstrated, Northern Railway Complaint Dismissed

Subject: District Consumer Commission Dismisses Complaint Against Northern Railways Over Stolen Belongings The New Delhi bench of the District Consumer Disputes Redressal Commission–X has recently passed a verdict in a case concerning stolen items during a train journey. The bench, comprising Monika Aggarwal Srivastava (President), Dr. Rajender Dhar (Member), and Ritu Garodia (Member), made clear…

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New India Assurance Found Accountable for Service Shortfall by NCDRC

Order Date: Not Specified Order Name: M/S. Aaditya International Vs. New India Assurance Co. Ltd. Case No.: F.A. No. 694/2017 The National Consumer Disputes Redressal Commission, led by Justice Ram Surat Maurya and Mr. Bharatkumar Pandya, has ruled that insurance companies cannot change policy coverage during renewal without the policyholder’s consent. ### Case Summary Aaditya…

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Compensation for Late Delivery of Flats

Builders enter into one sided agreements with purchasers of flats.They levy interest of upto 21% per annum for late payments, but pay about 1% or so if there is default on their part. The Supreme Court decided this matter in a recent decision and ordered payment of interest:Wg. Cdr. Arifur Rahman Khan And … vs…

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NCDRC Rules Against Insurers Using Fine Print to Avoid Responsibility

Order Name: ICICI Lombard General Insurance Co. Ltd. Vs. Rupali Inamdar Case No.: F.A. No. 1857/2019 The National Consumer Disputes Redressal Commission, led by Mr. Subhash Chandra, recently made a significant ruling about insurance policies and their terms. Insurers cannot rely on fine print to avoid paying claims unless they have clearly communicated those terms…

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Ernakulam District Commission Finds Happy Easy India At Fault For Service Failures Due To Issuing An Invalid PNR Boarding Number

The Ernakulam District Consumer Disputes Redressal Commission recently passed a judgment on a case concerning a senior citizen who faced significant difficulties due to a fake PNR number. The commission, led by D.B. Binu, V. Ramachandran, and Sreevidhia. T.N., ruled that the failure to validate the number, despite taking payment and confirming the booking, indicates…

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NCDRC Finds GNIDA Responsible for Service Shortfall Due to Unfinished Construction

Order Date: Not Specified Order Name: Greater Noida Industrial Development Authority & Anr Vs. Ashish Deep Case No.: F.A. No. 652/2021 The National Consumer Disputes Redressal Commission, led by Mr. Subhash Chandra and Dr. Sadhna Shanker, has ruled that issuing a possession certificate for a house before completing the construction counts as a deficiency in…

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