NCDRC: Alternative Insurance Claim Basis is Justified if Both Parties Breach

Order Name: Kuljit Kaur Vs. Cholamandlam Ms. General Insurance Co. Ltd Case No.: R.P. No. 925/2019 The National Consumer Disputes Redressal Commission (NCDRC), led by AVM J. Rajendra, recently ruled that an insurance claim can be justified on a non-standard basis if both parties have breached their contractual obligations. Brief Facts of the Case The…

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Email & Informal agreement are valid – Supreme Court of India

  Email & Informal agreement are valid – Supreme Court of India   Supreme Court on Trimex case – Formality not required under Contract Act     The Indian Contract Act, 1872: ss.4, 7 – Concluded contract containing arbitration clause – Valid The  Hon’ble Supreme Court (SC) in the case of “Trimex International FZE Limited, Dubai…

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Replies to RTI Applications in Maharashtra

  December 2015  – The Maharashtra Government has issued a notification on 19 December 2015 to follow clear norms for giving RTI replies. This follows DoPT’s general guidelines, issued in October 2015, to discipline PIOs who give evasive replies to RTI queries. Obtaining information from the Public Information Officers (PIOs) is a frustrating experience. The usual…

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Maharashtra RERA Issues Directive Requiring Comprehensive Disclosure of Amenities in Purchase Contracts

Case No.: MahaRERA/Secy/File No 27/215/2024 The Maharashtra Real Estate Regulatory Authority (MahaRERA) has recently issued an order that obligates builders to provide comprehensive information about the facilities and services that will be available in the property they are selling. Key Aspects of the Order: 1. Comprehensive Listing of Amenities: Builders are now mandated to provide…

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NCDRC Deems Coca-Cola’s Honda City Prize Draw as Legitimate Promotion, Grants Relief to Disgruntled Consumer

In a ruling by Mr Subhash Chandra from the National Consumer Disputes Redressal Commission, Coca-Cola’s prize scheme, which offered the chance to win one of five Honda City cars among other prizes, was declared valid and not fraudulent. The case, Z. Ahmed vs M/s. Coca Cola India (Appeal No. 731 of 2007), also resulted in…

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NCDRC: Insurers Can Reject Policies If Material Facts Are Not Disclosed

Order Name: Indumati Vs. Senior Divisional Manager, Life Insurance Corporation Case No.: F.A. No. 206/2017 The National Consumer Disputes Redressal Commission (NCDRC), led by Mr. Subhash Chandra and Dr. Sadhna Shanker, has ruled that insurers have the right to reject policies if any significant information is not disclosed by the policyholder. This verdict is based…

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NCDRC: Commission Lacks Authority to Resolve Disputed Factual Issues

Order Name: Post Office Vs. Ramesh Chand Bhatia Case No.: R.P. No. 1608/2019 The National Consumer Disputes Redressal Commission (NCDRC), under the leadership of Mr. Binoy Kumar, recently made a significant ruling. The Commission reiterated that its proceedings, due to their summary nature, are not suited for cases involving highly disputed facts or allegations of…

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