NCDRC: Denying Claims on Technicalities Erodes Confidence in Insurance Industry

Order Name: HDFC Ergo General Insurance Co. Ltd. Vs. Ram Lal Balai Case No.: R.P No. 1004/2016 The National Consumer Disputes Redressal Commission (NCDRC), led by Dr. Inder Jit Singh, has found HDFC Insurance guilty of providing deficient service. The commission emphasized that rejecting insurance claims purely on technical grounds damages trust in the insurance…

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July 29th to August 4th, 2024

Order Date: 19th July 2024 Order Name: National Insurance Company Ltd. and Anr. vs Kanchan Paliyal and Anr. Case No.: Not Available NCDRC Rulings: Key Takeaways for Consumers Misleading Advertising by Institutes: The National Consumer Disputes Redressal Commission (NCDRC) has held the New Delhi Institute of Management Studies accountable for misleading a student about an…

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Minor Mistakes or Mishaps Aren’t Medical Negligence: NCDRC

Order Date: Not Specified Order Name: Premdatt Chopra Vs. Fortis Hospital Case No.: C.C No. 1014/2015 The National Consumer Disputes Redressal Commission, led by Justice Ram Surat Maurya and Mr. Bharatkumar Pandya, recently dismissed a complaint against Fortis Hospital. The Commission ruled that minor errors or accidents do not amount to negligence for medical professionals…

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NCDRC Rules Public Charitable Trusts Are Not Individuals Under Consumer Protection Law

Order Name: Anchrom Lab Supplies & Anr Vs. Aryavaidyasala Case No.: F.A. No. 1429/2017 The National Consumer Disputes Redressal Commission, led by Dr. Sadhna Shanker, ruled that a public charitable trust does not qualify as a “person” under the Consumer Protection Act. Consequently, such trusts cannot file consumer complaints. ### Key Facts A charitable trust…

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Insurance Claim Rejection Without Adequate Notice is Deceptive: NCDRC

Order Date: Not Mentioned Order Name: West Bengal State Electricity Distribution Company Ltd. Vs. National Insurance Company Ltd. Case No.: C.C. No. 409/2020 The National Consumer Disputes Redressal Commission, led by Mr. Binoy Kumar and Justice Sudip Ahluwalia, has ruled that denying an insurance claim without prior notice or sharing the survey report is considered…

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NCDRC Rules Insured Accountable for Details in Proposal Form

Order Date: Not Specified Order Name: Life Insurance Corporation Of India Vs. Reena Agarwal Case No.: R.P. No. 849/2020 The National Consumer Disputes Redressal Commission, under the guidance of Justice Sudip Ahluwalia, has ruled in favor of the Life Insurance Corporation (LIC) in a case involving the necessity for insured individuals to provide accurate information…

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NCDRC: National Commission’s Revisional Authority Confined to Jurisdictional Errors or Irregularities

Order Name: Rajesh Singh Vs. Bajaj Allianz General Insurance Co. Ltd. Case No.: R.P No. 887/2019 The National Consumer Disputes Redressal Commission (NCDRC), under the leadership of AVM J. Rajendra, recently clarified its limited powers. The NCDRC can only address jurisdictional errors or irregularities and cannot overturn the factual findings made by both the District…

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NCDRC: National Commission Must Not Overturn Concurrent Factual Findings of Lower Courts

Order Date: Not Mentioned Order Name: Shashikala Baranwal Vs. Union Of India & Anr. Case No.: R.P. No. 783/2023 The National Consumer Disputes Redressal Commission, under the guidance of AVM J. Rajendra, has clarified that its authority to review cases is limited. It cannot change the decisions of lower courts without solid evidence. ### Key…

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